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How do you prefer to pay for purchases?

Randy

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How do you prefer to pay for purchases? With cash, a credit card, or some other payment method? Why?
 
Usually a credit or debit card, sometimes apple pay with my phone. I hardly carry cash anymore.
 
I do both; depending on what it is.
 
Depending on where I am, if it's for a product, most likely with my debit card. If it's a restaurant or online purchase, I'll usually buy it with my credit card for points
 
Depending on where I am, if it's for a product, most likely with my debit card. If it's a restaurant or online purchase, I'll usually buy it with my credit card for points
Gotta love those cash back rewards! I think I get 2.5% back on one of my cards which is pretty good.
 
Online I mostly use Privacy.com cards or Paypal.

In person, I mostly use debit cars. I have been trying to use more of my phone's ability to pay... but this being the first year of me owning a phone new enough for this feature means I am not used to the process at all.
 
My credit card, used through Google Pay one tap purchasing.
If I have to spend money, might as well maintain my credit score and earn some rewards.
 

real life cash.

Isn't it more work to make sure you always have enough cash on hand? ...and always have to go to the ATM or bank to get said cash?

Privacy.com cards

Whats that?

My credit card, used through Google Pay one tap purchasing.
If I have to spend money, might as well maintain my credit score and earn some rewards.

Thats pretty much what I do. I get a few hundred dollars back every year from credit card rewards. Free money :money:
 
Isn't it more work to make sure you always have enough cash on hand? ...and always have to go to the ATM or bank to get said cash?
Yes, but it's the only way to be sure the money from my bank account won't magically disappear, like it happened to some people who were gullible enough to trust other humans.
 
Yes, but it's the only way to be sure the money from my bank account won't magically disappear, like it happened to some people who were gullible enough to trust other humans.

You trust your bank and that's ran by humans. If you're that paranoid, keep all your money in a hollowed out wall in your house, just don't ever let your house burn down. :P
 
Yes, but if it disappears from the bank, I'll know which exact humans to blame.
 
Whats that?
It is a service that allows you to link your bank account and then create debit cards at will. It was first marketed to be "privacy-focused", but since they probably just sell your data like everyone else, the new concept is to lock cards to merchants and limits.

This is actually very nice as that means I can freely give someone my card info and they would both have to figure out what single site it works on and also not spend over the limit. They are also really nice for subscription services as when you get those shady services with 98 steps to cancel, I just lock their card, and problem solved. As a parent, they are also very nice to use for the kid's accounts as having a say $15 dollar on iTunes is a nice safeguard.
 
It is a service that allows you to link your bank account and then create debit cards at will. It was first marketed to be "privacy-focused", but since they probably just sell your data like everyone else, the new concept is to lock cards to merchants and limits.

This is actually very nice as that means I can freely give someone my card info and they would both have to figure out what single site it works on and also not spend over the limit. They are also really nice for subscription services as when you get those shady services with 98 steps to cancel, I just lock their card, and problem solved. As a parent, they are also very nice to use for the kid's accounts as having a say $15 dollar on iTunes is a nice safeguard.

That’s sounds awesome! I’ll go make an account. :)
 
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