Accident

[Kasynlie]

I had a car accident on my way to work this morning. I was speeding on loose gravel and slid off the side of the road on a corner into long grass and through a fence. ugh. I can't claim insurance cos I was speeding.

 

[Skillet]

Oh, that sucks. How bad is the damage? Are you okay?

 

[Princess]

That does suck. And are you OK?

Wouldn't the loose gravel be a road hazard?

 

[Skillet]

Probably means on a secondary gravel road.

 

[Kasynlie]

Yea. The road was being resealed. I'm fine, not a scratch. The car needs a new bumper, headlight and fender. The entire side of the car is seriously scratched mutiple times.

 

[Skillet]

Well that sucks. Let's hope you have enough cash to fix it.

 

[DanteX]

That's real shitty...lucky you didn't get a scratch though.

 

[TayneC8]

Yeah, hope you can afford to pay for the car fix

 

[sistafren]

Why won't our insurance pay for the damage? I work for an auto insurance company and we still pay even if the person was speeding.

 

[Kasynlie]

Why won't our insurance pay for the damage? I work for an auto insurance company and we still pay even if the person was speeding.

It's just part of the policy. I think all (if not, most) insurance companies here in NZ have it as a part of their policy.

 

[sistafren]

Oh, you live in New Zealand? It's different here in the US.