What's New
Off Topix: Embrace the Unexpected in Every Discussion

Off Topix is a well established general discussion forum that originally opened to the public way back in 2009! We provide a laid back atmosphere and our members are down to earth. We have a ton of content and fresh stuff is constantly being added. We cover all sorts of topics, so there's bound to be something inside to pique your interest. We welcome anyone and everyone to register & become a member of our awesome community.

Companies dropping spousal health coverage

DrLeftover

Forum Curmudgeon (certified)
Elite Member
Joined
May 13, 2010
Posts
17,465
OT Bucks
47,870
By denying coverage to spouses, employers not only save the annual premiums, but also the new fees that went into effect as part of the Affordable Care Act. This year, companies have to pay $1 or $2 “per life” covered on their plans, a sum that jumps to $65 in 2014. And health law guidelines proposed recently mandate coverage of employees’ dependent children (up to age 26), but husbands and wives are optional. “The question about whether it’s obligatory to cover the family of the employee is being thought through more than ever before,” says Helen Darling, president of the National Business Group on Health.



While surcharges for spousal coverage are more common, last year, 6% of large employers excluded spouses, up from 5% in 2010, as did 4% of huge companies with at least 20,000 employees, twice as many as in 2010, according to human resources firm Mercer. These “spousal carve-outs,” or “working spouse provisions,” generally prohibit only people who could get coverage through their own job from enrolling in their spouse’s plan.



Such exclusions barely existed three years ago, but experts expect an increasing number of employers to adopt them:



http://www.marketwatch.com/story/why-your-boss-is-dumping-your-wife-2013-02-22
 
Back
Top Bottom