When you use a credit card, you use the bank's money. You are given a payment window of 40-45 days to pay the bills, until then you can use the bank's money under the card limit. When you use a debit card, you use your own money, you can only use the amount that you have on your card. However, you don't have to worry about paying it back because it's your money that you used.
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Credit Card Vs. Debit Card
- Thread starter nomad
- Start date
I have both. I usually will use my credit cards for most purchases because I earn cash-back rewards for purchases.
Also credit cards keep you safer from identity thieves. If an identity thief gets ahold of your credit card, you can just report that to the card issuer and they'll reverse the charges. If someone gets ahold of your debit card they can empty your entire bank account and you're screwed.
Also credit cards keep you safer from identity thieves. If an identity thief gets ahold of your credit card, you can just report that to the card issuer and they'll reverse the charges. If someone gets ahold of your debit card they can empty your entire bank account and you're screwed.
I have a debit card. Don't like credit cards and never have done.
Why not?
They encourage you to spend more than you can afford.
They can't encourage you to do anything, they're an inanimate object made of plastic. Lol.. But yeah I get what you are saying, some people don't have self control when it comes to that sort of thing and will just spend spend spend. I mainly use mine for little things like groceries and gas/petrol & pay them off in full every month. Helps my credit score.
None of mine have annual fees, and if you pay of the credit card in full you wont get any interest fees, but you'll get the cash back rewards from using them. My credit cards are essentially free and give me free money while improving my credit score at the same time.
Nah 100% that has to happen.Book one to California and we'll hang out....jk
Fly to San Francisco and I'll show you all the cool stuff around there. I don't live there but I am within driving distance. The actual city I live in is extremely boring.
Nah i would 100% wanna go to CaliFly to San Francisco and I'll show you all the cool stuff around there. I don't live there but I am within driving distance. The actual city I live in is extremely boring.
UK people love it here. I actually used to rent a room from a British woman who relocated here. I often encounter people with British accents while out and about.
Yep, the British love America
In reality, the media makes it seems like everyone hates us though. LolYep, the British love America
Then again, thats the media.... full of BS
Exactly, I don't trust the news either.
Never trust the news
All they care about is getting ratings, just like any other TV show.
