Do you save money?

[MrDawn]

Do you save money or do you spent it faster than you can earn it?

If you're saving. What are your goals?

 

[Laifot]

Saving. I'm in for a new car.

 

[JoyFreak]

I get paid and I spend. That's the sort of person I am. I don't have a savings account and I spend my money on what I like without worrying about budget.

 

[Prometheus]

Saving when I'm able to for retirement, even though it's 30 years or more away and also for rainy day funds.

 

[Malcolm]

I get paid and spend it however I'm getting better at saving! Trying to get a car.

 

[Demon_skeith]

I do a pretty good job of saving up my money, though these past few months I'm finding myself spending more than I should. Glad I got a better paying job.

 

[JoyFreak]

I have tried to save before for driving lessons but I just don't get far with it. I see something I like, I spend.

 

[salma]

I always try to save some money whenever i receive some, this si for rainy days, those days when things are not working out and you need money, you can always bounce back to your savings. plus it's a good idea to save for you never know when a storm will come calling.

 

[Ravenfreak]

I've been trying to save my money so that my wife and I can move out of her parents' house and get our own place. Thankfully she got a new job back in August so it's been easier to save up with both of us working. I think we're just going to rent a place for now, and maybe further down the line look into owning our own place.

 

[Page]

I'm always saving and I have always been good at saving however this year and the last 4 months has been hard. And what I saved is gone. New PC parts since others failed. I had to renew my website and the bills, then also I had to spend on other days to day things. That's over 1k gone in that month.

Worse I don't work at the moment and able to save around $50 to $80 a month.

 

[JoyFreak]

I've saved nothing. I always spend. I spent the last money I received and I continue to spend. That's the way things are for me.

 

[Page]

I've saved nothing. I always spend. I spent the last money I received and I continue to spend. That's the way things are for me.

You should try and save maybe one day you can buy something worth 6K if you saved

 

[JoyFreak]

You should try and save maybe one day you can buy something worth 6K if you saved

I can easily buy that , without needing to save

 

[Page]

Ohhhhhh, well who is lucky then How about 100K

 

[Ash]

Now that I've got my car, the next stage is to start saving for my first house which is obviously years away but it's probably good to start saving now. The government has this help to buy ISA thing which I contribute £200 a month to. They will then contribute 25% of my final amount towards a deposit which is nice.

 

[JoyFreak]

Now that I've got my car, the next stage is to start saving for my first house which is obviously years away but it's probably good to start saving now. The government has this help to buy ISA thing which I contribute £200 a month to. They will then contribute 25% of my final amount towards a deposit which is nice.

Ah congrats! What car is it? Did you buy it yourself or did you parents chip in? I need to get on the driving lessons.

 

[ZandraJoi]

I save money. Learned that from my parents. We don't have credit cards & while we may splurge on occasion, only buy what we need.

 

[Ash]

I save money. Learned that from my parents. We don't have credit cards & while we may splurge on occasion, only buy what we need.

I don't rely on credit cards but I do have one just so that my credit score improves. It's quite an annoying thing that you have to get into "debt" to prove that you're good with money.

 

[ZandraJoi]

I don't rely on credit cards but I do have one just so that my credit score improves. It's quite an annoying thing that you have to get into "debt" to prove that you're good with money.

So agree with you! When my husband & I went to buy our first house 20 some years ago, we weren't approved for the loan even tho we had a good chunk of money to put down (we both saved a lot). So we had to get a credit card, put stuff on it, moved to a trailer for a few months to pay "rent" to prove to them that we could afford it. Irony.

 

[Jazzy]

I save money by having a portion of my pay taken out and put into a 401k account. I have one credit card that I pay off in full when the bill comes in. I don't buy things that I "want", I only buy things that I "need".