Off Topix: Embrace the Unexpected in Every Discussion
Off Topix is a well established general discussion forum that originally opened to the public way back in 2009! We provide a laid back atmosphere and our members are down to earth. We have a ton of content and fresh stuff is constantly being added. We cover all sorts of topics, so there's bound to be something inside to pique your interest. We welcome anyone and everyone to register & become a member of our awesome community.
Are you a good saver?
- Thread starter Monica
- Start date
Me too! I try but something ALWAYS comes up to where I have to spend the money.
Same here. Same ole story over and over again.
I'm definitely getting wayy better at it. I do monthly budgeting and I keep the receipts so that I can cross check between how much we THINK we've spent vs what we've ACTUALLY spent. It took me a while to get the hang of a budget but now that I've molded it to what works best for me I love it. I save sooo much more and I'm thinking more long term now.
For example, before if I wanted something I would just go out and buy it. Now before buying anything I think of my main financial goals (and for me it's to save for home repairs and a car) and I think to myself would I rather have security knowing I have money for home repairs if anything were to happen and would I rather a vehicle rather than this purchase. If the answer is yes then the decision is easy. I save the money and I keep going.
Another thing I used to do to is spend my money on things that would never give anything back. Such as a coffee or random nicknacks. And now I spend my money on things that will give back like for example: a home, not only will it do something for me today, it'll do something for me tomorrow too. I think of what I want my future to be and if that's what I truly want then there are sacrifices that I'm going to have to make now so that later I don't have to
Anyways, long thing short, yes I am good at saving money. I wasn't before, but I am now.
For example, before if I wanted something I would just go out and buy it. Now before buying anything I think of my main financial goals (and for me it's to save for home repairs and a car) and I think to myself would I rather have security knowing I have money for home repairs if anything were to happen and would I rather a vehicle rather than this purchase. If the answer is yes then the decision is easy. I save the money and I keep going.
Another thing I used to do to is spend my money on things that would never give anything back. Such as a coffee or random nicknacks. And now I spend my money on things that will give back like for example: a home, not only will it do something for me today, it'll do something for me tomorrow too. I think of what I want my future to be and if that's what I truly want then there are sacrifices that I'm going to have to make now so that later I don't have to
Anyways, long thing short, yes I am good at saving money. I wasn't before, but I am now.
Yes really good at saving
I've been practicing saving since last year. I'm doing pretty good. My grandmother had to sit down with me and she's teaching me a lot on how to save. It's working for me. I'm getting to the point in my life where I don't want to spend as much.
No. I simply don't make enough to put anything aside.
I'm always plugging holes on this sinking boat.
I'm always plugging holes on this sinking boat.
